No Credit? Bad Credit? We’ve Got You Covered!

Experienced Credit Challenges in Your Past? Contact the Finance Center at Toyota on Western for Assistance

Car financing can be stressful and anxiety-producing for many people in the market for a new vehicle. They may feel like they don't have the necessary information to make good choices about their financing options. Some folks may also feel like the process is too slow.

There is another set of customers who are worried that they may not qualify for auto financing for a new vehicle because of credit challenges in their past. At Toyota on Western, we know that bad things can happen to good people, so we are here to help.

What is Subprime Financing?

Subprime financing is a way for folks who have experienced credit difficulties in the past to get a second chance. This type of financing is offered to folks who may not meet the credit criteria to get approved for an auto loan from a traditional bank or credit union.

While the APRs may be higher and the terms may be shorter, it is a great way for car shoppers to achieve their goal of getting a new car, truck, SUV, or minivan. Our finance center is eager to help you find a way to get behind the wheel of a new ride and your way to rebuilding your credit score.

The Finance Center at Toyota on Western is Here for You

Anyone who visits our dealership will be afforded the respect and kindness that they deserve. Our finance team is happy to do their best to try and help folks achieve their goal of a new vehicle, even if they have had credit challenges in the past.

If you are approved for subprime financing, it can be the first step toward rebuilding your credit score. In the past, our dealership has assisted many customers with a variety of past issues, including:

  • Repossession
  • Foreclosure
  • Bankruptcy
  • Divorce
  • Late Payment History

Apply for Your Financing with Toyota on Western Today

The finance professionals at our dealership are available to answer any questions that you may have about auto financing. They are patient and will guide you through the steps of applying for a car loan. Our team works with many lending partners to try and get you approved for the best terms for your individual situation.

Your path to a brighter financial future begins with our online credit application. Fill out this form and let the staff at Toyota on Western try to get you approved for your car financing today.

Get Approved today

Obtain the financing you need to purchase your new Toyota or pre-owned vehicle.

Apply Now

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  1. Toyota on Western

    6941 South Western Ave.
    Chicago, IL 60636

    • Sales: 773-884-7200
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Get in Touch

  • Contact our Sales Department at: 773-884-7200
  • Monday9AM - 8PM
  • Tuesday9AM - 8PM
  • Wednesday9AM - 8PM
  • Thursday9AM - 8PM
  • Friday9AM - 7PM
  • Saturday9AM - 6PM
  • SundayClosed